P564 ORACLE 564 Sun 7 Aug S4C 2040:11  8/6  Credit card fraud   by Maggie Scammell Thieves swiped a whopping £22 million through credit card frauds in Britain last year. Barclaycard alone was swindled out of a hefty £9 million which works out more than £1 per customer during the year. The major cards, Visa and Access have fraud prevention teams, run central hotlines and offer rewards to vigilant retailers who spot dodgy cards. But the onus is still on cardholders to keep their plastic money safe. more follows > Your Money guide 560 Tax data 565 HOLIDAY BOOKINGS AFTER HOURS! 682 Your Tax You Write Feature City
P564 ORACLE 564 Sun 7 Aug S4C 2000:10  5/6  Credit card fraud   Nobody would be daft enough to hand a stranger a blank cheque but we're not nearly so careful with credit card sales vouchers. To avoid fraud: * Check that the correct amount has been filled in. * Keep all the vouchers, fiddly as they are, and check them against monthly statements. * Ask for a separate receipt with credit card puchases. If an entry is wrong, query the item with the credit company. The onus is on it to show that you authorised the transaction. more follows > Your Money guide 560 Tax data 565 Your Tax You Write Feature City
P564 ORACLE 564 Sun 7 Aug S4C 2010:01  2/6  Credit card fraud   The main causes of fraud are: * Theft. * Cards sent through the post which never reach the holder. * Sales vouchers being tampered with. By far the most common is theft. Most banks tackle this by urging us to guard our plastic as carefully as cash - the usual common sense risk avoidance. The second problem occurs l—hnly where people live in blocks of flats or bed- sitters. It's easily solved by getting the cards sent to your bank branch for collection. more follows > Your Money guide 560 Tax data 565 Your Tax You Write Feature City
P564 ORACLE 564 Sun 7 Aug S4C 2010:01  3/6  Credit card fraud   There are now about 26 million credit cards in issue throughout the country and every cardholder is given some protection via the Consslfr Credit Act. The law limits your liability if a card is stolen or goes missing and is misused. Provided you tell your bank at the first opportunity your liability is legally limited to £50. Some banks set it lower. Barclaycard's limit is £25, for instance. Access say it's rare for them to ask for the £50. Losses are covered by the issuing banks. more follows > Your Money guide 560 Tax data 565 Your Tax You Write Feature City
P564 ORACLE 564 Sun 7 Aug S4C 2051:11  4/6  Credit card fraud   Beware of shop workers who tamper with with sales vouchers. Consumer watchdog magazine Which? this month highlighted the case of a man who carelessly signed a blank Visa sales voucher at a petrol garage and was later billed for twice the petrol he'd bought. A garage assistant was later sacked for fraud but the man had trouble getting a refund. Visa and Access now say that they wouldn't hold customers liable for amounts they'd not agreed to pay. But the moral is clear - always check what you're signing. more > Your Money guide 560 Tax data 565 Your Tax You Write Feature City
P564 ORACLE 564 Sun 7 Aug S4C 2040:20  6/6  Credit card fraud   Every bank or building society which issues a card will give a hotline to call in the event of loss or theft. Often this number is on the back of the card - wonderfully helpful when it's just gone missing. But both Visa and Access have central emergency 24-hour numbers to call:  Visa 0604 230230  Access 0702 352211 Both companies also offer rewards to retailers who stop a fraud. Access paid out £2 million in reward money last year, Visa about £800,000. more > Your Money guide 560 Tax data 565 Your Tax You Write Feature City