P534 Teletext 534 Dec11 23:11:16    ——————————————————————————————————————— CHELSEA TRIMS FIXED RATE DEALS Chelsea building society has cut rates on its two, three and five-year fixed mortgage deals. The two-year rate is down to 4.79% from 4.94%, the three-year to 5.09% from 5.24% and the five-year fix now charges 5.29% from 5.54%. There is an arrangement fee of £395 and administration fee of £245. Loans can be up to 90% of the home's value without incurring added charges. ——————————————————————————————————1/8—— High street lending "best buys" 546 IS LOVE IN THE AIR FOR YOU? p348 Homes Save Kids' cash Lifestyle
P534 Teletext 534 Dec11 23:18:02    ——————————————————————————————————————— THREE-YEAR FIX FROM CHASE AND PINNACLE Savers who have recently seen returns on fixed rate bonds slide may wish to find out more on a 3-year Guaranteed Income Bond offered by Chase de Vere. Negotiated with Pinnacle Insurance it offers an annual 4.32% net, equivalent to 5.4% gross for a basic rate taxpayer and 5.76% gross for higher rate. Minimum investment is £10,000; the maximum £250,000. For full details on the Pinnacle Bond call 0870 191 5972. ——————————————————————————————————2/8—— Latest rates on National Savings 540 CHECK OUR CHRISTMAS EVENT GUIDE p345 Homes Save Kids' cash Lifestyle
P534 Teletext 534 Dec11 23:12:08    ——————————————————————————————————————— BARCLAYS CHANGES FREE CARD BENEFITS Barclaycard is withdrawing several free benefits including its price promise and extended warranty deal in favour of a new benefits package. The new deal includes an identity theft advice service, home emergency helpline and discounts on package holidays. Previous benefits will be available for a fee from February 2005. The change takes place from January 1, or January 31 for existing cardholders. ——————————————————————————————————3/8—— "Best buy" personal loans 546 YOUR STARS p308-9 LOVESTARS p148 Homes Save Kids' cash Lifestyle
P534 Teletext 534 Dec11 23:16:05    ——————————————————————————————————————— CHRISTMAS BOND FOR NATIONWIDE CUSTOMERS Nationwide is rewarding member loyalty with a two-year Christmas bond paying a gross annual rate of 6%. To apply, people need to have held a current account, savings account or mortgage with the building society for at least three years. The minimum deposit is £1 with £5,000 maximum or £10,000 for joint accounts. Applications are accepted in branches until stocks run out. ——————————————————————————————————4/8—— "Best buy" credit cards 546 FOR LOTTERY, WE HAVE THE LOTTO p123 Homes Save Kids' cash Lifestyle
P534 Teletext 534 Dec11 23:19:22    ——————————————————————————————————————— NEW ONE-YEAR FIX FROM BRITANNIA Britannia building society has introduced a one-year fixed rate savings bond paying out 5% interest for those with at least £1,000 to invest. Investors looking for an income from their savings can opt to be paid their interest monthly, at the equivalent of 4.85% a year. On maturity, the cash transfers to an instant access account and can be taken out or rolled over into another bond. ——————————————————————————————————5/8—— Personal Finance headlines today 531 CRICKET NEWS..^FAST DELIVERY p160 Homes Save Kids' cash Lifestyle
P534 Teletext 534 Dec11 23:13:26    ——————————————————————————————————————— MORTGAGE TRACKER FROM B&B A three-year tracker mortgage, with a current payable rate of 5.15%, has been launched by Bradford & Bingley. The mortgage tracks 0.4% over Bank of England base rate, presently 4.75% and comes with £1,000 cashback. The deal is for mortgage changers with at least 5% equity. Redemption fees are limited to the first three years. Free legal work is available. The booking fee is £49. ——————————————————————————————————6/8—— Work out your holiday money 547 BUSINESS NEWS HEADLINES p500 Homes Save Kids' cash Lifestyle
P534 Teletext 534 Dec11 23:10:22    ——————————————————————————————————————— HALIFAX LAUNCHES CHILD TRUST FUND A Stakeholder Child Trust Fund that invests in a FTSE 100 Tracking fund has been launched by the Halifax. Parents can pre-register before they receive their £250 from the Government and additional contributions of £10 up to £1,200 are allowed each tax year. An annual management fee of 1.5% is the only charge. Once the child reaches 13, invested funds will move to lower risk lifestyle investments until age 18. ——————————————————————————————————7/8—— Are you a Premium Bond winner? 539 FOCUS ON THE FOOTSIE p511/512 Homes Save Kids' cash Lifestyle
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