P536 Teletext 536 Oct27 21:16:26 Variable rates —————————— — —————————————————— Rate Lender LTV 5.74% Egg: 0845 600 0290 95% 5.99% Nationwide: 0800 302 010 95% 6.6% Yorkshire: 0845 1200 100 95% 6.69% Principality:@0800 454 478 95%@ 6.74% Nat'l Counties: 01372 744155 80% 6.74% Portman: 0800 052 3113 95% 6.75% Halifax: 0845 600 1000 97% 6^75% Abbe{: 0800 555 100 95% 6.79% Coventry: 0845 766 5522 95% 6.8% Newcastle: 0845 606 4488 95% ——————————————————————————————————1/15— Source: London & Country IS LOVE IN THE AIR FOR YOU? p148 Save Kids' cash Tax RacingP536 Teletext 536 Oct27 21:16:52 Fixed rates —————————— — —————————————————— Payable rate & term LTV Fee 4.79% fixed for 2 years 85% £449 Britannia: 0845 842 9429. 4.95% fixed for 3 years 90% £475 Loughborough: 01509 610707 5.29% fixed to 1/10/10 95% £499 Leeds & Holbeck: 0845 05 05 062 5.45% fixed to 30/11/14 80% £350 Derbyshire: 0800 085 2020 ——————————————————————————————————2/15— Source: London & Country RINGTONES FOR YOJR MOBILE ITV1 p592 Save Kids' cash Tax RacingP536 Teletext 536 Oct27 21:07:28 Discount rates —————————— — —————————————————— Rate Discount & term LTV Fee 4.44% 2.4% for 2 years 95% £395 Alliance & Leicester: 0845 300 3592 4.78% 2.01% for 3 years 80% £295 Cheshire: 0800 195 1514 4.89% 1.75% for 5 years 95% £295 Nottingham: 0800 083 5775 5.24% 1.75% for life 90% Nil Scarborough: 08705 133 149 ——————————————————————————————————3/15— Source: London & Country WANT THE LATEST JAVA GAMES? SEE p679 Save Kids' cash Tax RacingP536 Teletext 536 Oct27 21:07:44 Base rate trackers —————————— — —————————————————— Rate Tracking margin LTV Fee 4.64% -0.11 for 2 years 75% £499 Abbey: 0800 555 100 4.89% +0.14% for 3 years 90% £349 Nationwide: 0800 302 010 4.93% +0.18% for 5 years 75% £295 Nottingham BS: 0800 083 5775 5.15% +0.4% for life 95% £299 Britannia: 0845 842 9429 All deals track the Bank of England bas ——————————————————————————————————4/15— Source: London & Country IS LOVE IN THE AIR FOR YOU? p148 Save Kids' cash Tax RacingP536 Teletext 536 Oct27 21:02:10 Advert Mortgages >>>> 5/15 Switch your mortgage to a better deal without moving home Call the independent experts on We charge NO BROKER FEE at any time London & Country Mortgages Ltd YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED UPON IT. LENDERS MAY REQUIRE INSURANCE. Written quotations on request Save Kids' cash Tax RacingP536 Teletext 536 Oct27 21:02:36 Capped rates —————————— — —————————————————— Rate Capped rate & term LTV Fee 5.74% 5.95% to 31/12/06 95% £399 Bristol & West: 0845 300 8000 5.29% 5.95% for 3 years 90% £395 Scarborough: 08705 133 149 5.45% 5.89% to 30/11/09 90% £350 Derbyshire: 0800 085 2020 Cap stipulates maximum rate over term ——————————————————————————————————6/15— Source: London & Country IS LOVE IN THE AIR FOR YOU? p148 Save Kids' cash Tax RacingP536 Teletext 536 Oct27 21:02:09 First-time fixed rates —————————— — —————————————————— Fixed rate & term LTV Fee 5.49% fixed to 31/12/06 95% £299 Bristol & West: 0845 300 8000 5.69% fixed to 30/9/07 95% £100 Woolwich: 0845 606 6566 5.59% fixed to 31/12/09 95% £299 Bristol & West: 0845 300 8000 5.73% fixed for 10 years 95% £399 Norwich & Peterborough: 0845 300 2522 ——————————————————————————————————7/15— Source: London & Country GET THE LATEST RINGTONES ITV1 p592 Save Kids' cash Tax RacingP536 Teletext 536 Oct27 21:03:27 First time discounts —————————— — —————————————————— Rate Discount & term LTV Eee 5^05% 1.79% to 31/12/06 95% £29y Bristol & West: 0845 300 8000 5.09% 1.7% for 3 years 95% £100 Woolwich: 0845 606 6566 5.4% BoE +0.65% for lif 95% £399 Bristol & West: 0845 300 8000 Discount with no extended tie-in period ——————————————————————————————————8/15— Source: London & Country GET THE LATEST RINGTONES ITV1 p359 Save Kids' cash Tax RacingP536 Teletext 536 Oct27 21:03:54 Buy-to-let mortgages —————————— — —————————————————— Rate Type & term LTV Fee 5.24% Discount to 31/3/0 65% £675 Coventry: 0845 766 5522 5.79% Fixed to 31/12/07 85% £695 Bristol & West: 0845 300 8000 5.74% Fixed to 1/1/10 80% £599 Leeds & Holbeck: 0845 05 05 062 Deals with no extended tie-in period ——————————————————————————————————9/15— Source: London & Country Want the latest Java games? Go to p67y Save Kids' cash Tax RacingP536 Teletext 536 Oct27 21:14:16 Advertisement Mortgages >>> 10/15 @ @ @ Calls may be monitored/recorded. Age18+. Subject to status/security/ conditions. Right of set off reserved Details & written quotations avail- able on request YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT Save Kids' cash Tax RacingP536 Teletext 536 Oct27 21:14:42 CAshback mortgages —————————— — —————————————————— Rate Cashback % & max LTV Fee 5.99% 5%, £15,000 75% £345 Marsden: 0800 801 645 @ 6.5% 7.25%, £18,125 80% £250 Cumberland: 0800 032 3030 6^84% 10%, £18,12u y5% £695 NortPern Rock: 0845 60 50 500 Extended redemption penalties@mAy applu ——————————————————————————————————11/15 Source: London & Country IS LOVE IN THE AIR FOR YOU? p148 Save Kids' cash Tax RacingP536 Teletext 536 Oct27 21:14:44 100% of loan deals —————————— — —————————————————— Rate Type and term Fee 6.59% Fixed to 1/1/07 £595 Northern Rock: 0845 6050 500 5.95% Fixed to 31/3/08 £199 Coventry: 0845 766 5522 6.29% Variable rate £595 Northern Rock: 0845 6050 500 ——————————————————————————————————12/15 Source: London & Country WANT THE LATEST JAVA GAMES? SEE p679 Save Kids' cash Tax RacingP536 Teletext 536 Oct27 21:15:19 Flexible mortgages —————————— — —————————————————— Rate Type and term LTV Fee 3.49% 2% disc for 6 mths 90% £299 Britannia: 0845 842 9429 5.29% BoE +0.54% for lif 80% Nil Melton Mowbray: 0845 634 3111 5.18% Fixed to 1/1/07 85% £695 Northern Rock: 0845 6050 500 @ BoE = Bank of England base rate disc = discount on variable rate ——————————————————————————————————13/15 Source: London & Country IS LOVE IN THE AIR FOR YOU? p148 Save Kids' cash Tax RacingP536 Teletext 536 Oct27 21:15:36 Key to terms —————————— — —————————————————— Mortgage information is provided to Teletext by mortgage adviser London & Country. LTV Loan-To-Value: maximum mortgage as a percentage of property value. Fee Arrangement fee char'ed by lender. Deals covered, unless otherwise stated, have no extended redemption penalties. ——————————————————————————————————14/15 "Best "uy" savings rates 538 WANT THE LATEST JAVA GAMES? 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