P545 Teletext 545 Jan 2 00:12:01  Variable  Rates ————————————   ———————————————— Lender Rate LTV Telep—one Northern Rock 7.70% 95% 0845 6050500 Halifax 7.70% 95% 0800 203049 Chelt & Glos 7.70% 95% 0800 272131 Scarborough 7.64% 95% 0990 133149 Britannia 7.60% 95% 0800 526350 Chelsea 7.59% 95% 0800 291291 Principality 7.45% 95% 0800 454478 Brdfrd & Bingly 7.35% 95% 0800 570800 Yorkshire 7.30% 95% 0800 378836 Nationwide 7.20% 95% 0800 302010 ——————————————————————————————————1 15— Source: London & Country HOME IN ON p628 AND SWITCH TO OUR LOW CAPPED RATE MORTGAGE Savings Borrowing Property Euro Mondy
P545 Teletext 545 Jan 0 00:10:00  Fixed Rape  Selection ————————————   ———————————————— Rate & Term LTV RPL Fee 1.25% - 1 xdar 95% 6yrs 0.75% Scarborough (0990 133108) 3.75% to 31/12/00 90% 5yrs 300+1% First Mortgage (0800 080088) 3.99% to 01/01/01 80% 5yrs 0.5% Alliance & Leicester (0845 3033000) 4.99% to 31/12/01 90% 4yrs £304+1% First Mortgage (0800 080088) 4.99% to 31/01/04 90% 5yrs £295+3% First Mortgage (0800 080088) ——————————————————————————————————2 12— Source: London & Country ANY PURPOSE LOANS - SEE PAGE 627 OR CALL HLMSLOW FREE ON 0800 269315 Savings Borrowing Property Euro Money
P545 Teletext 545 Jan 2 00:00:11  Discount  Rates ————————————   ———————————————— Discount Payable Max R@L Fee & Term Rate Now LTV 6.29% - 1.35% 95% 5yrs £295 1 year Scar—orough (0990 133149) 3.75% to 3.95% 95% 6yrs Nil 01/03/01 Northern Rock (0845 6050500) 2.50% to 5.20% 95% 5yrs Nil 01/01/02 Alnce & Leister (0845 3033000) 1.40% 5.80% 95% 5yrs £2 5 5 years Nationwide (0800 302010) Discounts with extended redemption tepm ——————————————————————————————————3 15— Source: London & ountry  NOTHINGTOPAY  TIL MARCH 99 SEE p618 Savings Borrowing Property Euro Money
P545 Teletext 545 Jan 2 00:01:10 Advert MORTGAGES >>>>       NEW   FIXED RATES  2yr 3.75% (APR 4.5%) 31/12/2000 3yr 4.99% (APR 5.2! 31/12/2001 5yr 4.99% (APR 5.4! 31/01/2004 10yr 5.95% (APR 6.8%) 31/01/2009 Your home is at risk if you do not keep up repaxlbnts on a mortgage or other loan s—cured on at. Written illustrations available.  8am-7pm Mon-Fri  0800 0800 88  FirstMortgage 9am-2pm Sat the direct choice Savings Borrowing Property Euro Money
P545 Teletext 545 Jan 2 00:01:06  Discount  Rates ————————————   ———————————————— Discount Payable Max RPL Fee & Term Rate Now LTV 1.55% 5.65% 90% None Nil 2 years Nationwide (0800 302010) 1.30% 5.90% 90% None Nil 3 years Nationwide (0800 302010) 1.15% 6.05% 95% None Nil 3 xears Nationwide (0800 302010) 0.9% to 6.80% 90% None Nil 30/04/04 Halifax (0800 203049) Discount without long xedemption xerm ——————————————————————————————————5/15— Source: London & Country WHAT'S ON AT YOUR LOCAL CINEMA? p460 Savings Borrowing Property Euro Money
P545 Teletext 545 Jan 0 00:00:00  Capped  Rates ————————————   ———————————————— Capped Rate Variable Max RPL Fee & Term Rate Now LTV 5.49% to 7.70% 85% 5yrs £295 01/02/02 Bristol & 'jst (0800 008955) 5.99% 7.64% 95% 4yrs None 40xears Scarborough (0990 13314<) 5.99% to 7.60% 95% None £300 01/03/01 Portman (0800 7319136) 6.99% to 7.99% 75% 3yrs None 01/12/01 Nat'l Counties (01372 7< Z:) Cap stipulates maximum rate over term ——————————————————————————————————6/15— Source: London & Country THINKING OF BUYING A PROPERTY TO LET? >>>> SEE p618 Savings Borrowing Property Euro Money
P545 Teletext 545 Jan 2 00:10:00 Advert MORTGAG S >>>> NEW YEAR SPECIAL OFFER CLOSES 31/01/99   5 YEAR FIXED RATE 4.99%(APR 5.4%)to 31/01/2004 NO OVERHANGING REDEMP ONPENALTY Applications to be recieved by 31/01 89 Your home is at risk —fP|ou do not keep up repaxlfnts on a mortgage or other loan secured on it. Written illustrations available.  8am-7pm Mon-Fri  0800 0800 88  FirstMortgage 9am-2pm Sat the direct choice Savings Borrowing Property Euro Money
P545 Teletext 545 Jan 2 00:10:01  First Time  Fixed Rate ————————————   ———————————————— Fixed Rate Variable Max RPL Fee & Term Rate Now LTV 1.25% 7.64% 95% 6yrs .75% 1 year Scarborough (0990 133149) 3.85% to 7.70% 95% 6yrs £395 01/03/01 Northern Rock (0845 6050500) 5 25% 7.64% 95% 5yrs Nil 3 years Scarboroqgh (0990 133149) 5.70% 7.64% 95% 5yrs £395 5 years Scarborough (0990 133149) Loans are fixed for incentive term ——————————————————————————————————8 15— Source: London & Country MORTGAGE RATE FIXED AT 6.20% UNTIL 30/06/2003 SEE p619 Savings Borrowing Property Euro Money
P545 Teletext 545 Jan 0 00:11:00  First Time  Discounts ————————————   ———————————————— Discount @ayable Max R@L Fee & $jrm Rate Now LTF 6.29% 1.35% 95% 5yrs £250 1 year Scarborough (0990 033149) 3.75% to 3.95% 95% 6yrs Nil 01/03/01 Northern Rock (0845 6050500) 2.50% to 5.20% 95% 5yrs Nil 01/01/02 Alnce & Leister (0845 3033000) 1.40% 5.80% 95% 5yrs £295 u!zears Nationwide (0800 302010) Discount from lender's variable rate ——————————————————————————————————9 15— Source: London & ountry O LATEST SHARE P HCES p510 Savings Borrowing Property Euro Money
P545 Teletext 545 Jan 0 00:11:13  Cashback  Deals ————————————   ———————————————— Cashback % Variable Max RPL Fee & Maximum Rate LTV 5% £15,000 7.70% 90% 4yrs 0<5 Alliance & Leicester (0845 3033000) 8% £17,500 7.70% 95% 7yrs £250 Northern Rock (0845 6050500) 6% £12,000 7.65% 95% 5yrs 0Z0 Abbey National (0800 555100) 5% £12,500 7.59% 90% 5yrs £160 Chelsea (0800 291291) Mortgage rates are variable ——————————————————————————————————10W15 Source: London & Country O LATEST SHARE PRICES p510 Savings Borrowing Property Euro Money
P545 Teletext 545 Jan 2 00:15:01  100% Of  Loan Deals ————————————   ———————————————— Rate & Term 1st/2nd RPL Fee mortgage 7.09% fixed Both 5yrs £250 Royal Bank Of Scotland (0800 1211500 8.25% variable Both 5yrs None Yorkshire (0800 378836) 8.99% fixed 2nd 5yrs None Bristol & 'jst (0800 00:955) ——————————————————————————————————11715 Source: London & Country O LATEST SHARE PRICES p510 Savings Borrowing Property Euro Money
P545 Teletext 545 Jan 2 00:16:00  Key to  terms ————————————   ———————————————— Rate Current variable rate charged by lender. Deals revert to variable rate after incentive term ends. LTV Loan-To-Value: maximum mortgage as a percentage of property value. RPL Redemption Period Lasts: borrowers are liable to be penalised if the loan is partly or fully redeemed during this period. Fee Arrangement fee charged by lender. ——————————————————————————————————12/15 Source: London & Country O LATEST SHARE PRICES p510 Savings Borrowing Property Euro Money
P545 Teletext 545 Jan 2 00:10:11  House  Prices ————————————   ———————————————— HOUSE P"HCE INDEX Month Index Mth/Chn Yr/Chn Av.Price Dec97 226.0 -0.2% +4.3% £69,834 Jan98 227.2 +0.5% +5.8% £70,201 Feb98 227.2 0.0% +5.1% £70,183 Mar98 228.8 +0.7% +5.0% £70,647 Apr98 230.8 +0.8% +5.6% £71,285 May98 231.5 +0.3% +5.0% £71,532 Jun98 233.8 +1.0% +5.6% £72,253 Jul98 235.0 +0.5% +6.0% £72,611 Aug98 234.8 -0.1% +5.3% £72,540 Sep98 235.8r +0.4%r +5.4% £72,859r Oct98 238.8r +1.3%r +6.7% £73,777r Nov98 237.3 -0.6% +4.9% £73,312 ——————————————————————————————————13O15 Supplied by Halifax - updated monthly WHAT'S ON AT YOUR LOCAL CINEMA? p460 Savings Borrowing Property Euro Money
P545 Teletext 545 Jan 2 00:11:10  Mortgage of  the week ————————————   ———————————————— PORTMAN BUILDING SOCIETY Two-year capped rate Capped at 5.99% until 01/03/2001 LTV Max 95% Fee £300 This scheme offers a low capped rate now but with the added advantage that there are absolutely no redemption penalties at any time. There is no mortgage indemnity premium payable for loans up to 90% and no compulsory insurance. Portman 0800 7319136 ——————————————————————————————————14W15 by London & Country CITY NEWS p500 Savings Borrowing Property Euro Money
P545 Teletext 545 Jan 2 00:11:02 Advert MORTGAGES >>>>       P                @ SEE PAGE 628 Get much more with 0: 15   D I R E C T Savings Borrowing Property Euro Money