P547 Teletext 547 Oct30 21:00:12  Credit  Cards Introductory rates ———  ———————————— Monthly APR bal Interest Intro rate transfers free period 0.565% 6.9% 54 days Jul'99 Capital One Visa/M'card (0800 9525252) 0.56% 6.9% 56 days 1/4/99 Peoples Bank Visa/M'Card (0500 551055) 0.64% 7.9% 56 days 1/7/99 RBS Advanta Visa/M' Card (0800 077770) 0.58% 7.9% 45 days 6 mths Woolwich Visa/M'card (0845 6040420) ——————————————————————————————————1/7—— Source: The Research Department Ltd CITY NEWS p500 Holiday £ Premium Bonds Advice City
P547 Teletext 547 Oct30 21:00:00  Credit  Cards Standard rates ———————  ———————————— Monthly APR Interest rate purchases free 1.04% 13.24% 0 days Save&Prosper Visa/M'card (0800 829100) 1.085% 13.8% 0 days Co-operative Bank Visa (0800 109000) 1.095% 13.9% 0 days Bank of Scot B/Dir Visa (0800 236700) 1.09% 13.9% 0 days All & Leics Visa/M'card (0500 868686) ——————————————————————————————————2/7—— Source: The Research Department Ltd BUSINESS BRIEFING ON OUR WEB SITE GO TO: www.teletext.co.uk Holiday £ Premium Bonds Advice City
P547 Teletext 547 Oct30 21:00:00  Gold  Cards Introductory rates ———  ———————————— Monthly APR bal Interest Intro rate transfers free period 0.57% 6.9% 59 days 6 mths MBNA Visa (0800 854180) 0.565% 6.9% 54 days Jul'99 Capital One Visa (0800 9525252) 0.56% 6.9% 56 days 1/4/99 Peoples Bank Visa/M'card (0500 551055) 0.64% 7.9% 56 f—|s 1/7/99 RBS Advanta Visa/M'card (0800 077770) Note: minimum income l—| apply ——————————————————————————————————3/7—— Source: The Research Department Ltd finance@teletext.co.uk Holiday £ Premium Bonds Advice City
P547 Teletext 547 Oct30 21:00:00  Gold  Cards Standard rates ———————  ———————————— Monthly APR Interest rate purchases free 1.085% 13.8% 0 days Co-operative Bank Visa (0800 109000) 1.094% 13.9% 56 days Au Mastercard (0800 000197) 1.1% 14.0% 56 days Midland Bank Visa (01702 353344) 1.1% 15.2% 56 days Popular Bank Visa (0181 4922000) Note: minimum income l—| apply ——————————————————————————————————4/7—— Source: The Research Department Ltd CITY NEWS p500 Holiday £ Premium Bonds Advice City
P547 Teletext 547 Oct30 21:00:12  Personal  Loans ——————————————————————  ———————————— Monthly payment on £5,000 for 48 months Without insurance With insurance £129.94 11.9% APR £143.94 11.9% APR Lombard Direct (0800 215000) £131.66 12.6% APR £147.51 12.6% APR Direct Line (0181 6809966) £131.18 12.4% APR £148.43 12.4% APR Phone A Loan (0800 1386898) £131.14 12.4% APR £149.26 9.9% APR Northern Rock (0845 6080405) Promotional rates may be available ——————————————————————————————————5/7—— Source: The Research Department Ltd BUSINESS BRIEFING ON OUR WEB SITE GO TO: www.teletext.co.uk Holiday £ Premium Bonds Advice City
P547 Teletext 547 Oct30 21:00:11  Authorised  Overdrafts ——————————————————————  ———————————— Monthly APR/EAR Monthly charge 0.87% 11.0% £2 Woolwich Current Account (0800 222200) - 11.9% £7 Northern Rock Current (0500 505000) 0.95% 12.0% - All&Leics Current (0500 959595) 0.97% 12.2% - Nationwide FlexAccount (0500 302010) 0.99% 12.5% £8 A&L Girobank Keyway (0645 365365) ——————————————————————————————————6/7—— Source: The Research Department Ltd finance@teletext.co.uk Holiday £ Premium Bonds Advice City
P547 Teletext 547 Oct30 21:00:10  Unauthorised  Overdrafts ——————————————————————  ———————————— Monthly APR/EAR Fees - 22.24% £8+£8pm+£7.50pi Nthrn Bank (NI) Chq Mstr (01232 245277) - 26.5% £15+38p pi Bank of Scot B/Dir Cheque (0500 804804) 2.21% 26.5% £7+£5pi Ulster Bank Current Plus (01232 898182) 2.0% 26.8% £10per£10+ inc Lloyds Bank Classic (0800 147789) 2.1% 28.3% £10pm+£17.50pi Nationwide FlexAccount (0500 302010) ——————————————————————————————————7/7—— key: pi=per item pm=per month BUSINESS BRIEFING ON OUR WEB SITE GO TO: www.teletext.co.uk Holiday £ Premium Bonds Advice City