P545 Teletext 545 Oct 2 21:06:00  Variable  Rates ————————————   ———————————————— Lender Rate LTV Telephone Halifax 8.95% 95% 0800 203049 Scarborough 8.94% 95% 0990 133149 Chelsea 8.85% 90% 0800 291291 Principality 8.70% 95% 0800 454478 Natl Counties 8.69% 90% 01372 740065 Newcastle 8.64% 95% 0191 2442468 Nationwide 8.50% 95% 0800 302010 Yorkshire 8.50% 95% 0541 575657 Leeds & Holbeck 8.45% 95% 08000 725726 Brdfrd&BnglyDir 7.99% 75% 0345 852852 ——————————————————————————————————1 14— Source: London & Country WHAT'S ON AT YOUR LOCAL CIN LA? p460 Savings Borrowing Property City
P545 Teletext 545 Oct 2 21:07:10  Fixed Rate  Selection ————————————   ———————————————— Rate & Term LTV RPL Fee 1.25% - 1 year 95% 6yrs 0.75% Scarborough (0990 133149) 4.69% to 01/01/01 95% 6yrs £485 Northern Rock (0845 6050500) 5.65% to 30/11/01 90% 6yrs £300 Abbey National (0800 555100) 6.19% to 31/01/04 85% 5yrs £285 Principality (0800 454478) 6.85% to 01/10/00 95% None £300 Portman (0800 7319136) ——————————————————————————————————2/14— Source: London & Country ANY PURPOSE LOANS - SEE PAGE 627 OR CALL WILMSLOW FREE ON 0800 269315 Savings Borrowing Property City
P545 Teletext 545 Oct 2 21:02:21  Discount  Rates ————————————   ———————————————— Discount Payable Max RPL Fee & Term Rate Now LTV 6.79% 2.11% 95% 5yrs £250 1 year Scarborough (0990 133148) 3.00% 5.45% 95% 5yrs None 2 years Leeds & Holbeck (08000 725726) 2.05% 6.45% 90% 5yrs £295 3 years Nationwide (0800 302010) 2.00% to 6.95% 95% 5yrs £295 30/9/03 Coventry (0345 665522) Discounts with extended redemption term ——————————————————————————————————3/14— Source: London & Country SWITCH TO p628 AND YOU COULD SAVE ON YOUR MORTGAGE Savings Borrowing Property City
P545 Teletext 545 Oct 2 21:02:01 Advert MORTGAGES >>>>       F@XED RATES   REMORTGAGE/PURCHASE  2yr 4.29% (APR 4.4%) 1/9/2000 3yr 5.99% (APR 6.2%) 1/9/2001 5yr 6.69% (APR 7.0 5 years 10yr 6.49% (APR 8.6%) 31/10/2008  Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Written illustrations available on request.  8am-7pm Mon Fri  0800 0800 88  FirstMortgage 9am-2pm Sat the direct choice Savings Borrowing Property City
P545 Teletext 545 Oct 2 21:00:00  Discount  Rates ————————————   ———————————————— Discount Payable Max RPL Fee & Term Rate Now LTV 2% 6.69% 80% 3yrs £140 2 yrs National Counties (01372 740045) 1.30% 7.20% 90% None 3 years Nationwide (0800 302010) 1.15% 7.35% 95% None — 3 years Nationwide (0800 302010) 1.00% 7.45% 95% None — 5 years Leeds & Holbeck (08000 725726) Discount without long redemption term ——————————————————————————————————5/14— Source: London & Country WHAT'S ON AT YOUR LOCAL CINEMA? p460 Savings Borrowing Property City
P545 Teletext 545 Oct 2 21:08:44  Capped  Rates ————————————   ———————————————— Capped Rate Variable Max RPL Fee & Term Rate Now LTV 6.45% to 8.95% 90% 5yrs £295 01/09/02 Bristol & West (0800 00<955) 6.55% to 8.95% 95% 7yrs 0:0 30/11/05 Abbey National (0800 555100) 6.60% to 8.95% 95% 6yrs £300 30/11/03 Abbey National (0800 555100) 6.69% to 8.95% 90% 4yrs None 31/12/02 Halifax (0800 203049) Cap stipulates maximum rate over term ——————————————————————————————————6/14— Source: London & Country THINKING OF BUYING A PROPERTY TO LET? >>>> SEE p618 Savings Borrowing Property City
P545 Teletext 545 Oct 0 21:00:10 Advert MORTGAGES >>>> EXCLUSIVE RATES p||p p||p p||p p||p 5 YEAR FIXED 6.99% (APR 7.5%) TO 01/08/2003 - FREE VALUATI N £500 CASH BACC , NO OVERHANG C—ARGE DISCOUNT RATE 2 YEAR DISC DNT 4 35% (APR 4  TO 30/09/2000 Your hoee is at pisk if xou do not keep up rapayments on a mortgage or other loan secured on it. Written illustrations available on request.     First   Mortgage the direct choica 8am-7pm Mon-Fri 8al-2pm Sat Savings Borrowing Property City
P545 Teletext 545 Oct 2 21:00:20  First Tior  Fixed Rate ————————————   ———————————————— Fixed Rate Variable Max RPL Fee & Term Rate Now LTV 1.25% 8.94% 95% 6yrs .75% 1 year Scarborough (0990 13314 ) 4.69% to 8.95% 95% 6yrs £4=5 01/01/01 Northern Rock (0845 6050500) 5.65% to 8.95% 90% 6yrs 300 30/11/01 Abbey National (0800 555100) 5.99% to 8.95% 95% 6yrs £085 01/01/03 Northern Rock (0845 6050500) Loans are fixed for incentive term ——————————————————————————————————8 04— Source: London & Country MORTGAGE RATE FIXED AT 6.20% UNTIL 30/06/2003 SEE p619 Savings Borrowing Property City
P545 Teletext 545 Oct 2 21:00:41  First Time  Discounts ————————————   ———————————————— Discount Payable Max RPL Fee & Term Rate Now LTV 6.79% 2.15% 95% 5yrs £250 1 year Scarborough (0990 133149) 3.00% 5.45% 95% 5yrs Gone 2 years Leeds & Holbeck (08000 726725) 1.85% 6.65% 95% 5yrs £295 3 xears Nationwide (0800 302010) 2.00% to 6.95% 95% 5yrs £295 30/09/03 Coventry (0345 665522) Discount from lender's variable rate ——————————————————————————————————9/14— Source: London & Country O LATEST SHARE PRICES p510 Savings Borrowing Property City
P545 Teletext 545 Oct 2 21:04:11  Cashback  Deals ————————————   ———————————————— Cashback % Variable Max RPL Fee & Maximum Rate LTV 7% £17,500 8.95% 90% 6yrs 0.5% Northern Rock (0800 6050500) 7% £17,500 8.45% 85% 6yrs £295 Leeds & Holbeck (08000 725726) 7% £15,000 8.95% 75% 5yrs None Coventry (0800 126125) 5% £12,500 8.85% 90% 5yrs None Chelsea (0800 2=1291) Mortgage rates are variable ——————————————————————————————————10/14 Source: London & Country O LATEST SHARE PRICES p510 Savings Borrowing Property City
P545 Teletext 545 Oct 2 21:05:21 Advert MORTGAGES >>>> 11/14 FIX YOUR PAYMENTS.SAVE YOUR FEES.     See page 628 Get much more with   D I R E C T Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Savings Borrowing Property City
P545 Teletext 545 Oct 2 21:05:51  100% Of  Loan Deals ————————————   ———————————————— Rate & Term 1st/2nd RPL Fee mortgage 7.99% fixed Both 4yrs None Portman (0800 7319136) 8.75% variable Both 5yrs None Yorkshire (0800 378836) 8.99% fixed 2nd 5yrs None Bristol & West (0800 01<955) ——————————————————————————————————12/14 Source: London & Country O LATEST SHARE PRICES p510 Savings Borrowing Property City
P545 Teletext 545 Oct 2 21:06:00  Key to  terms ————————————   ———————————————— Rate Current variable rate charged by lender. Deals revert to variable rate after incentive term ends. LTV Loan-To-Value: maximum mortgage as a percentage of property value. RPL Redemption Period Lasts: borrowers are liable to be penalised if the loan is partly or fully redeemed during this period. Fee Arrangement fee charged by lender. ——————————————————————————————————13 14 Source: London & Country O LATEST SHARE PRICES p510 Savings Borrowing Property City
P545 Teletext 545 Oct 2 21:06:30  House  Prices ————————————   ———————————————— HOUSE PRICE INDEX Month Index Mth/Chn Yr/Chn Av.Price Sep97 223.3 +0.2% +6.9% £68,995 Oct97 224.3 +0.5% +5.4% £69,311 Nov97 226.4 +0.9% +6.1% £69,946 Dec97 226.0 -0.2% +4.3% £69,834 Jan98 227.2 +0.5% +5.8% £70,201r Feb98 227.2 0.0% +5.1% £70,183 Mar98 228.8 +0.7% +5.0% £70,647 Apr98 230.8r +0.8% +5.6% £71,285 May98 231.5r +0.3% +5.0% £71,532x Jun98 233.8 +1.0% +5.6% £72,253r Jul98 235.2 +0.6% +6.0% £72,671 Aug98 234.9 -0.1% +5.3% £72,568 ——————————————————————————————————1:/14 Supplied by Halifax - updated monthly WHAT'S ON AT YOUR LOCAL CINEMA? p460 Savings Borrowing Property City