P548 Teletext 540 Sep18 23:00:00         YX N " —— THE NEW-LOOK ISA ——————————————————— After consultation on proposals for t(— Individual Savings Accoynt details have been revisdd by the Govern$dntN The main featqres of the taxHfree accoynt now inclyde: E6dqyone given the same opportynity to subscribe to the ndw accoynt, irrespective of if their PEP and Tessa holding exceed £50,000 in valyd The new accoynt will start on April 6, 1999, and is guaranteed to ryn for at least 10 yearsN ——————————————————————————————————1   Mgqtgages 545 City News 500 gHAT'S ON AT YOUR LOCAL CINEMA? p460 Bonds Yoyr Money Saving It's Yoyr Life!
P548 Teletext 540 Sep18 23:04:51       Z YZ N —— THE NEW-LOOK!LSA ——————————————————— The main featyres of the revised Individual Savings Accoynt now inclyde< A yearly investment limpt of £5000, of which up to £1000 can go into cash and £1000 into life insuranceN In the first year only (1999-2000) the annual limit will be £7000, of which up to £3000 can go into cash and £1000 into life insuranceN The accoynt will be completely free of tax, have no minimum investment limit, and no lifetime limitN ——————————————————————————————————2  Mortgages 545 City News 500 Dosnload and Analysf Share Prices on Yoyr PC See p533-537 Bonds Yoyr Money Saving It's Yoyr Life!
P548 Teletext 548 Sep18 23:01:00    Y        N —— THE NE LOOK HSA ——————————————————— The main featyres of the revisdd Individual Savings Accoynt now inclyde< Subscription to PEPs can be made until April 5, 0 99 All PEPs held at April 5, 0 99 can continue to be held as PEPs oytside the ndw ISA, but with the samd tax advantages of the new accoyntN Sav—qs will be able to open Tessas until April 5, 0 99, and pay into them un$dp existing rqles for their full fivd yfar lifeN ——————————————————————————————————3 04— Mgqtgages 545 City News 500 NINTENDO 64,H LFI AND PLAYSTATION UP FOR GRABS see p200 Bonds Yoyr Monfy Saving It's Yoyr Life!
P548 Teletext 540 Sep18 23:00:00      Z  Z   N —— THE NE'DLOOK DSA ——————————————————— The main featyres of the revisdd Individual Savings Accoynt now hnclyde< Capital from matyring Tessas can be transferred into the cash component of the new savings accoyntN Neither annual subscriptions to Tessas ngp any matyring ca0htal will coynt against the annual investmdnt limit for the ndw accoyntN Taxable National Savings products, su0dqmarkdt savings accoynts and life insurance now able to be part of ISAs ——————————————————————————————————4 15— Soyrce: Inland Revenqd CITY NEWS 0T00 Bonds Yoyr Money Saving It's Yoyr Life!
P548 Teletext 540 Sep18 23:00:01           N ————— INCOME TA —————————————————————— Rates 20% lower rate £1 £4,300 40% higher rate £27 100+ Allowances Personal qnder 65 £4,195 6R 74 £5,410 Married under 65 £1,900 6  £3,305 Blind pdrson's £1,330 Age related allowances are reduced when income is greater than £16,200 ——————————————————————————————————5 15— NB: rates apply tg 1998M99 tax year INTERESTING SAVINGS 0T46 Bonds Yoyr Money Saving It s Yoyr Life!
P548 Teletext 548 Sep18 23:00:02      Z  Z   N ———— CAPITAL GAINS TAX ———————————————— Under changes annoynced in the Budget the indexation allowance has been fro8dn from April 5, and replaced with ta0dp reliefN This means from April 6 the indexation allowance is computed for the period of ow.dpship qp to April 5, and not for any subsdqydnt timd to disposal Ta0bq relief applies to individuals and trustees. The chargdable gain will fall the longer an assdt is heldN ——————————————————————————————————6 15— Yoyr Money 542 Property Plys 544 LOOKING FOR ADVICE? 0T03 Bonds Yoyr Mondy Saving It's Yoyr Life!
P548 Teletext 540 Sep18 23:00:00     Z    NO ———— CAPITAL GAINS TAX TABLES ————————— Indexation allowance is an adjystment for inflation when calculating yoyr capital gainsN To wors it oyt< Find the month yoy boyght the assdt Multiply t—e price 8oy paid, by the figure shosn for that monthN Add the result to the original price. Deduct the total from the sale proceeds to get the capital gainN From April 6 CG$Lfree threshold will be £6800N ——————————————————————————————————7 Z NB:the allowance is froxdn from April 6 LOOKING FOR ADVICE? 0T43 Bonds Yoyr Money Saving It's Yoyr Life!
P548 Teletext 548 Sep18 23:00:00     Z   R Y  N ——————— CGT: INFLATION ALLO ANCE —————— X 1983 0X84 0X X Jan - 0N968 0 872 0N783 0.689 Feb 0.960 0 865 0N769 0.683 April 1.006 0.929 0N834 0N716 0.665 May 0.992 0.921 0 828 0N708 0.662 June 0.987 0.917 0 823 0N704 0.663 Hply 0N986 0N906 0 825 0N707 0.667 Aug 0.985 0 898 0.808 0N703 0.662 Sept 0N987 0.889 0N804 0N704 0.654 Oct 0.977 0.883 0.793 0 701 0.652 Nov 0N967 0.876 0 788 0.691 0.638 Dec 0 971 0 871 0N789 0.693 0.632 ——————————————————————————————————8O15— Soqrce: Inland Revdnue CITY NEWS 0T00 Bonds Yoyr Money Saving It's Yoyr Life!
P548 Teletext 548 Sep18 23:23:39     ZZ  Z Z N  ——————— CGT: INFLATION ALLOWANCE —————— 1991 1992 1993 1 94 Jan 0.249 0N199 0N179 0N151 Feb 0.242 0N193 0N171 0N144 March 0.237 0N189 0N167 0N141 April 0.222 0N171 0N156 0N128 May 0.218 0.167 0N152 0N124 June 0.213 0N167 0N153 0N124 July 0N00Z 0.171 0N156 0N129 August 0.213 0N171 0N151 0.124 Sept 0.208 0N166 0.146 0N121 Oct 0.204 0N162 0N147 0N120 Nov 0.199 0.164 0N148 0N119 Dec 0.198 0.168 0N146 0N114 ——————————————————————————————————10O15 Soyrce: Inland Revfnue NEg WAYS TO MAXIMISE MONEY 0T21 Bonds Yoyr Money Saving It's Yoyr Life!
P548 Teletext 548 Sep18 23:02:10            N 2 ——————— CGT: INFLATION ALLOWANCE —————— 1995 1996 1997 0998 Jan 0.114 0N083 0.053 0.  Feb 0.107 0.078 0.049 0.014 Mar 0 102 0N073 0.046 0.011 Apr 0 091 0.066 0N040 - May 0.087 0.063 0 036 M June 0N085 0 063 0 032 - Hply 0 091 0N067 0.032 - August 0 085 0 062 0.026 Oct 0.085 0.057 0.019 Dec 0.079 0 053 0N016 Soyrce8 Inland Revenpe CITY NEWS 0T00 Bonds Yoyr Money Saving It's Hoyr Life!
P548 Teletext 548 Sep18 23:02:12      Z    N 2 ————— INFLATION: Month on-Month ——————— 1993 1994 0995 1993 0 9400 95 Jan 1.7% 2.5% 3 3% 3.2% 2N 2 2.8% Feb 1 8% 2.4% 3.4% 3.4% 2N 2 2N 2 Mar 1 9% 2 3% 3.4% 3.5% 2.4% 2N " Apr 1.3% 2.6% 3.5% 2N9% 2N3% 2.V2 May 1 3% 2.6% 3.4% 2. 2 N  Jun 1.2% 2.6! 3.5% 2N8% 2.4% 2N " Jul 1 4% 2 3% 3.5% 2N 2.2% 2 Aug 1 7% 2.4% 3.6% 2N8% 2.2% 2N Sep 1N8% 2.2% 3N9! 3N3% 2N0% 3 1% Oct 1.4% 2 4% 3.2% 2N 2N0% 2N Nov 1.4% 2.6% 3N1% 2 5% 2N3% 2N9% Dec 1.9% 2N9% 3.2% 2N32 2 X2 3 0% ——————————————————————————————————12 15 Soyrce8 Office of National Statistics INFLATION FIGURES FOR 1996 FOLLOG >> Bonds Yoyr Mondy Saving It's Hoyr Life!
P548 Teletext 548 Sep18 03:02:00     Z   X Y  N " ————— INFLATION: Month on-Month ——————— 1996 1997 1998 1996 1997 1998 Jan 2 9% 2N8% 3N3% 2N " 3N1% 2 Y" Feb 2.7% 2.7% 3.4% 2N9% 3N1% 2.6 Mar 2 7% 2.6% 3 N 2N7% 2.V2 Apr 2.4% 2.4% 4N0% 2N9% 2.  May 2.2% 2.6! 4.2% 2 8% 2.5% 3.2% June 2 1% 2N9% 3N7% 2N 2N N Nzly 2.2% 3N3% 3.5% 2N8% 3.0% 2.V2 Aqg 2 1% 3.5% 3.3% 2.8% 2N 2NX2 Sep 2N1% 3.6% 2N9! 2N3" Oct 2 7% 3.7% 3N3% 2N " Nov 2 7% 3.7% 3N3% 2N8% Dec 2.5% 3.6% 3N1% 2N  ——————————————————————————————————13 15 Go6drnment's inflation target is 2.50% INFLATION YEA ONYEARFOLLOWS Bonds Yoyr Mondy Saving It's Yoyr Life!
P548 Teletext 540 Sep18 23:03:01     ZZ     N ————— INFLATION: YearMon Year ————————— YEAR All items Exclyding Mortgages  18N0% 1*  1981 11.9% 12.2% 1982 8.6% 8 Y" 1983 4.6% 5.2% 1984 5 0% 4 4% 1985 " 1% 1.2% 1986 3.4% 3.  1987 4.2% 3N  X 4N9% 4&3% 1989 7.8% 1 9% 1990 9.  8N1% 1991 2 9% 2 3 ——————————————————————————————————14 Z Soqrce8 Office fgp National Statistics LOOKING FOR FINANCIAL ADFICE? 0T43 Bonds Yoyr Money Saving It's Yoyr Life!
P548 Teletext 548 Sep18 23:00:03     Z    Y N ————— INFLATION: YearMonLYear ————————— YEAR All items Exclyding Mortgages 1992 3 7% 4N 1993 1.6% 3.0% 1994 2.4% 2N3% 1995 3.1% 2N9% 1996 2.4% 3N0% 1997 3 1% 2 8% ——————————————————————————————————15 Z Soyrce: Office for National Statistics LOOKING FOR FINANCIAL ADFICE? 0T43 Bonds Yoyr Money Saving It's Yoyr Life!
P548 Teletext 540 Sep18 23:23:17     ZZ   Y N  ——————— CGT: INFLATION ALLOWANCE —————— 0X87 0X88 1X X 1990 Jan 0.626 0.574 0.465 0N361 Feb 0.620 0N278 0.454 0N353 March 0.616 0N252 0.448 0N339 April 0.597 0.537 0N423 0N300 May 0.596 0.531 0.414 0.288 June 0.596 0.525 0.409 0.283 July 0.597 0N524 0.408 0.282 August 0.593 0.507 0.404 0.269 Sept 0.588 0.500 0N395 0.258 Oct 0.580 0.485 0N384 0.248 Nov 0N  0.251 Dec 0.574 0.474 0N369 0.252 ——————————————————————————————————9  Soyrce: Inland Revenue ADVICE CLINIC ANS'FRS QUERIES p543 Bonds Yoyr Monfy Saving It's Yoyr Life!