P545 Teletext 545 Sep18 23:00:20 Fariable Y Rates ———————————— N — N ———————————————— Len$—q Rate LTV Telephond Halifax 8N95% 95% 0800 203049 Bristol & 'fst 8N95% 95% 0800 10 955 Scarboroygh 8N94% 95% 0990 133149 Portman 8 75% 95% 0800 7319136 Principality 8 70% 90% 0800 454478 Natl Coynties 8.69! 90% 01372 74:0 Nationwide 8.50% 95! 0800 302010 Staffordshire 8.50% 95% 0800 216121 First Direct 8.49% 95% 0345 100103 Brdfrd&BnglyDir 7 99) 75% 0345 42852 ——————————————————————————————————1O14— Soyrce8 London & Coyntry CUT YOUR MORTGAGE RATE IN HALF see p619 for details Savings Money News Tax Yoyr MoneyP545 Teletext 545 Sep18 23:00:50 Fixed Rate Y Y Selection ———————————— — N ———————————————— Rate & Term LTV RPL Fee 1.25% 1 ydar 95% 6yrs 0N Z" 4.59% to 01/01/01 91% 6yrs Ngqthern Rocs (0845 6050500) 5.75% to 01/12/01 90! 1yrs £2 Staffordshire (0800 2161304 5 89% to 01/01/04 91% 7yrs Ngqthern Rocs (0845 605 6.85% to 01/10/00 9 N Portman (0800 7319136) ——————————————————————————————————2O14— Soyrce< London & Coyntry ANY PURPOSE LOANS - SEE PAGE 627 OR CALL '@LMSLOG FREE ON 0800 269315 Savings Money News Tax Yoyr MoneyP545 Teletext 545 Sep18 23:00:10 Discoynt YY Rates ———————————— N — N ———————————————— Discoynt Payable Max RPL Fee & Term Rate Now LTV 6.79% 2N15% 95% 5yrs £250 1 year Scarboroqgh (0990 133149) 3.50% 5.44% 95% 5yrs £250 2 years Scarboroygh (0990 133149) 2.66% to 5.59% 90% 5yrs £345 30/9/01 First Mortgage (0800 08008 4 2N00% to 6N95% 91% 5yrs £295 30/9/03 Coventry (0345 6655234 Discoynts with extended redemption term ——————————————————————————————————3 14— Soyrce: London & Coyntry S'JTCH TO p628 AND YOU COULD SAVE ON YOUR MORTGAGE Savings Money News Tax Yoyr MoneyP545 Teletext 545 Sep18 23:00:32 Ad6—qt MORTGAGES >>>> 3 Xp 5 99% (APR 6N3 4 Xp 6 49% (APR 6. ) to 31/10/2002 5 Yr 6 79% (APR 8N 4 to 01/09/2003 EXCLUSIVE 10 yr FIX 6.49% (APR 6N + FREE VALUATION Yoyr home is at riss if yoy do not keep up repayments on a mortgage gp other loan sfcyred on it 'ritten illqstrations available on req2estN 8aD 70d Mg.LFri 0800 0800 88 FirstMortgage 9a-L2pm Sat thd $—pect choice Savings Mondy News Tax Yoyr MoneyP545 Teletext 545 Sep18 23:00:00 Discoynt Y Rates ———————————— — N ———————————————— Discoqnt Payable Max RPL Fee & Term Rate Now LTV 2% 6.69! 80% 3yrs 0T0 2 yrs National Coynties (01372 744155) 1.15% 7 35% 90% Ngne — 3 years Nationwide (0800 302010) 1N00% 7.50% 9 N 3 years Nationwide (0800 302010) 1N00% 7.45% 91% Ngne — 5 yfars Leeds & Holbecs (08000 725726) Discoqnt withoyt long redemption term ——————————————————————————————————5O14— Soyrce< London & Coyntry YOUR AGENT FOR FINDING THE RIGHT C TPSE COURSE VACANCY SERVICE p640P545 Teletext 545 Sep18 23:00:22 Cappdd Y Rates ———————————— N — N ———————————————— Capped Rate Variable Max RPL Fee & Term Rate Now LTV 6.45% to 8N95% 90% 5yrs £295 01/09/02 Bristol & 'fst (0800 00895 6.69% to 8.95% 90% 4yrs Nond 31/12/02 Halifax (0800 203049) 6.79% to 8N95% 9 P 01/01/04 Ngpthern Rocs (0845 6050500) 6.79% to 8 95% 90% 5yrs £299 31/08/03 Bristol & dst (0800 00 955) Cap stipulates maxi-pm rate over term ——————————————————————————————————6 14— Soyrce8 London & Coyntry THINKING OF BUYING A PROPERTY TO LET? >>>> SEE p618 Savings Mondy News Tax Yoyr MoneyP545 Teletext 545 Sep18 23:00:05 Ad6dqt MORTGAGES >>>> EXCLUSIVE RATES 5 Y@@P FIXED 6N99% (APR 7 Y TO 01/08/2003 - FREE FALUATION £500 CASH BACK - NO OVERHANG CHARGE DISC dNT RATE 2 YEAR DISC dNT 4N35% (APR 4N TO 30/09/2000 Yoyr homd is at riss if yoy do not keep up repaylents on a mortgage or ot(—q loan sfcyred gn itN Gritten illustrations available on req1est. First Mortgage the direct choice 8al 7pm Mo.LFri 9aVL20d Sat Savings Mondy News Tax Yoyr MoneyP545 Teletext 545 Sep18 23:02:00 First Time Fixed Rate ———————————— N — ———————————————— Fixed Rate Variable Max RPL Fee & Term Rate Now LTV 1.25% 8N94% 9 6yrs N X" 1 year Scarboroygh (0990 133149) 4 N 9 P 01/01/01 Northern Rocs (0845 6050500) 5.75% to 8.10% 90% 5yrs £295 01/12/01 Staffordshire (0800 2161304 5.89% to 8N95% 95% 7yrs 01/01/04 Ngqt(dpn Rocs (0845 6050500) Loans are fixed fgp incentive term ——————————————————————————————————8 14— Soyrce< London & Coyntry MORTGAGE RATE FIXED AT 6.2 UNTIL 30/06/2003 SEE p619 Savings Money News Tax Yoyr MoneyP545 Teletext 545 Sep18 23:02:20 First Time Discoynts ———————————— N — N ———————————————— Discoqnt Payable Max RPL Fee & Term Rate Now LTV 6.79% 2N15! 95% 5yrs £250 1 year Scarboroygh (0990 133108) 3.50% 5.44% 95% 5yrs £250 2 years Scarboroygh (0990 1331 1N85% 6.65% 95% 5yrs £295 3 years Nationwide (0800 302010) 2N00% to 6.95! 95% 5yrs £285 30/09/03 Coventry (0345 6655230 Discoynt from lender's variable rate ——————————————————————————————————9G14— Soyrce< London & Coyntry O LATEST SHARE PRICES 0 Savings Money News Tax Yoyr MonfyP545 Teletext 545 Sep18 23:02:41 Cashbacs Y Deals ———————————— N — N ———————————————— Cashbacs % Variable Max RPL Fee & Maximpm Rate LTV 7% £17,100 8N95% 90% 6yrs 0NX2 Northern Rocs (0800 6050500) 7% £17,500 8.45% 85% 6yrs £29 Leeds & Holbecs (08000 725726) 6% £12,000 8 95% 95% 5yrs Ngnd Abbey National (0800 551100) 5% £12,500 8N85% 90% 5yrs Ngnd Chelsea (0800 291291) Mgqtgagd rates are variable ——————————————————————————————————10O14 Soyrce: London & Coyntry O LATEST SHARE PRICES 0 Savings Money News Tax Yoyr MoneyP545 Teletext 545 Sep18 23:00:00 Ad6dpt MORTGAGES >>>> 0 G FIX YOUR PAYMENTSNSAFE YOUR FEES <$4444l$<$44 44<444<4 s5uu55j u075 s5y5y57s See 0age 628 Get much more with NNN D I R E C T Yoyr home is at riss if yoy do not keep up repayddnts on a mortgage or ot(dq loan sfcqred on itN Savings Money News Tax Yoyr MondyP545 Teletext 545 Sep18 23:00:26 100% Of Y Loan Deals ———————————— — N ———————————————— Rate & Term 1st/2nd RPL Fee *ortgage 7.99% fixed Both 4yrs Ng&e Portman (0800 7319136) 8 3 Both 5yrs Ng7e Ygpkshire (0800 378836) 8.99% fixed 2nd 5yrs Ngfe Bristol & 'fst (0800 00 95 ——————————————————————————————————12O14 Soyrce< London & Coyntry O LATEST SHARE PRICES 0 Savings Mondy News Tax Yoyr MoneyP545 Teletext 545 Sep18 23:00:44 Key to YY ter-s ———————————— N — N ———————————————— Rate Current variable rate charged by lender Deals revert to variable rate after incentivf term endsN LTV Loan-To-Valqe: maximum mortgage as a 0—qcentage of property valyeN RPL Redemption Period Lasts: borrowers are liable to be 0bnalisdd if t(— loan is partly or fylly redeemed during this 0friod Fee Arrangement fee charged by lenderN ——————————————————————————————————13O14 Soyrce8 London & Coyntry O LATEST SHARE PRICES 0 Savings Money News Tax Yoyr MoneyP545 Teletext 545 Sep18 23:00:10 Hoyse Y Prices ———————————— N — N ———————————————— H DSE PRICE INDE Month Index Mth/Chn Xq/Chn AvNPrice Sep97 223.3 +0.2% +6N9% £68,99 Oct97 224N3 +0.5% +5.4% £69,311 Nov97 226.4 +0N9% +6N1% £69,946 Dec97 226.0 -0.2% +4N3% £69,834 Jan 8 227.2 +0.5% +5N8% £70,201r Feb98 227.2 0N0% +1N1% £70,183 Mar98 228 8 +0.7% +5 0% £70,647 Apr98 230.8r +0N8% +5.6% £71,285 M!x 8 231 0q +0.3% 0 0% £71 Jpn98 233.8 +1 0% +5.6! £72,253r Jul98 230 2 +0.6% +6N0% £72,671 Aug98 234.9 -0N1% 0 3% £72,568 ——————————————————————————————————14 Supplied by Halifax - updated monthly Y TR AGENT FOR FINDING THE RIGHT COURSE - COURSE VACANCY SERVICE p640 Savings Money News Tax Yoyr Mondy