P545 Tjletixt 545 Jul 4 21:17:31         —————— LATEST FIXED RATES ————————————p rates subject to change LENDER RATE LTV TERM FEE Scarboro' 2.95% 85% 1 yjar 0.75% 1stMortg 6.45% 90% 1.8.2000 £285 NorthRock 4.99% 90% 1.10.1:99 £270 Covjntry 7.10% 85% 30.9.2002 £300 Yorkshire 7.39% 95% 5 ybars £250 Source: John Charcol: London ——————————————————————————————————1 7—— Money worries? Write to Family Finance LOW RATES ON PERSONAL LOANS FROM 9.9% SEE p 538 OR PHONE 0116 277 8999 Savings Money News Tax Your Money
P545 Tjletext 545 Jul 4 21:15:11         ————— VARIABLE AND DISCOUNT ——————————— rates subject to change NEW LENDER RATE LTV DISC RATE TERM Scarboro' 7.94% 80% 6.74% 1.20% 1 yjar Scarboro' 7.94% 80% 3.69% 4.25% 2 yrs Nationwide 7.35% 90% 2.00% 5.35% 3 yrs Nationwidj 7.35% 95% 1.45% 5.90% 5 yrs Source: John Charcol: London ——————————————————————————————————2/7—— First timj buyjr & cappbd rates > ANY PURPOSE LOANS - SEE PAGE 627 OR CALL FREE ON 0800 269315 Savings Money News Tax Your Monby
P545 Tjletext 545 Jul 4 21:10:02         —————— FIRST TJME BUYER RATES ————————— rates subject to change LENDER APR MAX DISCOUNT TERM Halifax 5.95% 95% fix to 30.=.99 Yorkshire 7.39% 95% fixed 5 years Nationwidj 7.35% 95% 2.45% off for 2 yrs to giv— 4.9% Nationwidj 7.35% 90% 1.45% off for 3 yrs to givb 5.9% —————————— CAPPED RATES ——————————————— Skipton 7.99% 95% 5 ybars £150+ Covjntry 7.60% 95% 30.9.2002 £2:5 JCharcol 6.99% 95% 5-ybars £295 JCharcol 7.99% 90% 5-years £295 ——————————————————————————————————3/7—— 100% Mortgages >>>> FUN AND GAMES INDEX p150 Savings Mon—y News Tax Your Monby
P545 Tjletext 545 Jul 4 21:00:10         ———— 100% FOR 1ST/2ND TIME BUYERS ———— rates subject to change LENDER RATE 1ST/2ND FEE TERM/FIX C—ntra 7.44% Both £250 onb ybar Yorkshire 7.54% 2nd £295 variable RBCxScot 8.39% Both £295 5-9r fix RBKxScot 8.2:% Both £250 3-yr fix —————— NEGATHVE EQUITY ———————————————— RATE LOAN -VE EQUITZ INCOME Cjntri 8.44% 9.94% £30,000 £20,000 C&G 7.95% 7.95% 25% 2.5xwag— Source: John Charcol: London ——————————————————————————————————4/7—— Cashback deals >>>> MORTGAGE RATE CAPPED AT 7/60% UNTIL 30.09.2002 SEE p623 Savings Monjy News Tax Your Monby
P545 Tjlitext 545 Jul 4 21:12:04         ————————— CASHBACK DEALS —————————————— LENDER PERCENTAGE CASHBACK Birm Mids 5% £25,000 NorthRock 6% £9,000 Abb—y 7% £12,000 Newcastle 6% £15,000 Source: John Charcol ——————————————————————————————————5/7—— Housj prices rise 0.3% in Junb >>> GET SET FOR UNI - SELECTOR ITV P350 Savings Monjy Niws Tax Your Monby
P545 Tjlataxt 545 Jul 4 21:10:10       PRE-BUDGET   ———— HALIFAX HOUSE PRICE INDEX ——————pp MONTH INDEX Mth/Chn Yr/Chn AV.PRHCE Jun86 209.2 -0.2% +4.0% £64,653 Jul96 209.9 +0.5% +5.3% £64,870 Aug86 210.0 +0.4* +5.7% £64,878 Sep96 209.4 +0.1% +5.2% £64,692 Oct96 211.8 +1.7% +7.1% £65,407 Nov:6 212.7 +0.6% +7.2% £65,733 Dec96 213.7 +1.1% +8.4% £66,071 Jan:7 210.1 -0.7% +7.1% £64,818 Fjb:7 214.3 +0.6% +6.8% £66,203 Mar97 218.3 +1.0% +7.2% £67 755 Apr97 220.8 +0.4% +6.6% £68,226 May:7 223.1 +1.0% +6.6% £68,930 Jun87 224.1 +0.3% +7.1% £69,244 ——————————————————————————————————6 7—— Hous— prices update early August GET SET FOR UNI - SELECTOR ITV P350 Savings Money Naws Tax Your Mon—y
P545 T—letaxt 545 Jul 4 21:02:00 ADVERT MORTGAGES >>>> PROTECT YOURSELF AGAINST RISIoG INTEREST RATES With a Capped Rate Mortgagj from the Covjntry Building Societ9 GUARANTEED not to ris— abovj 7.60% BEFORE 30.09.2002 but it can fall  CURRENTLY 7.60% 7.8% APR (VARIABLE) (MAX 95% LTV) To find out more contact your nearest branch or call:   QUOTE CODE:C4 LINES ARE OPEN Mon-Sun 8am-9pm MUST BE READ IN CONJUNCTION WITH P623 Savings Monjy News Tax Your Monby