P545 Teletext 545 Apr13 21:04:08         ————————— FIXED RATES ————————————————— rates subject to change LENDER RATE LTV TERM FEE Scarboro' 1.25% 85% 1 year 0.75% NorthRock 4.89% 90% 1.6.99 £395 Abbey 6.99% 75% 30.4.2002 £350 Leeds&Hol 6.49% 85% 1.5.2000 £295 Leeds&Hol 6.95% 90% 1.7.2002 £495 BankxIre' 7.99% 95% 1.11.2003 £280 Source: John Charcol: London ——————————————————————————————————1/7—— Money worries? grite to Family Finance LOW RATES ON PERSONAL LOANS FROM 9.9% SEE p 538 OR PHONE 0116 277 9999 Savings Money News Tax Your Money
P545 Teletext 545 Apr13 21:37:20         ————— VARIABLE/DISCOUNTS —————————————— rates subject to change NEW LENDER RATE LTV DISC RATE TERM Scarboro' 7.24% 80% 6.49% 0.75% 1 year 1stMortgag 6.20% 90% 2.50% 3.70% 2 yrs Hink&Rug 7.25% 80% 1.40% 5.85% 5 yrs HalifaxMSL 7.25% 95% 2.00% 5.25% 3\ yrs NorthRock 7.29% 90% 2.50% 4.79% 3 yrs Source: John Charcol: London ——————————————————————————————————2/7—— First time buyer & capped rates >>> ANY PURPOSE LOANS - SEE PAGE 627 OR CALL FREE ON 0800 269315 Savings Money News Tax Your Money
P545 Teletext 545 Apr13 21:17:51         ————————— FIRST TIME BUYERS ——————————— rates subject to change LENDER APR MAX DISCOUNT TERM BirmMids 7.39% 95% 3.39% to 31.3.99 HalifaxMSL 7.25% 95% 2% off - 3\ yrs Halifax 7.25% 95% 5.49% fix 2 yrs JCharcol 7.24% 100% part fix 3 yrs Leeds&Hol 7.25% 95% 6.99% 5 yr fix —————————— CAPPED RATES ——————————————— Yorkshire 8.65% 95% 5 years £250 Skipton 7.95% 95% 31.3.2002 £295 Abbey 8.19% 95% 2.5.2002 £250 ——————————————————————————————————3/7—— 100% Mortgages >>>> COLLEGES FOR ADULTS see p640 Savings Money News Tax Your Money
P545 Teletext 545 Apr13 21:11:12         ————— 100% FOR 1ST/2ND TIME BUYERS ———— rates subject to change LENDER RATE 1ST/2ND FEE TERM/FIX Centre 6.74% Both £250 one year Yorks 7.19% Both nil variable JCharcol 7.24% Both nil part fix RBKxScot 7.99% Both £250 14.5.99 RBkxScot 8.45% Both £250 15.5.2002 —————— NEGATIVE EQUITY ———————————————— RATE LOAN -VE EQUITY INCOME Centre 7.74% 9.24% £30,000 £20,000 C&G 7.22% 7.22% 25% 2.5xwage Source: John Charcol: London ——————————————————————————————————4/7—— Cashback deals >>>> GUARANTEE YOUR MORTGAGE RATE UNTIL 30.06.2002! SEE p623 Savings Money News Tax Your Money
P545 Teletext 545 Apr13 21:12:34         ————— CASHBACK MORTGAGES —————————————— rates subject to change LENDER % OF LOAN MAXIMUM CASHBACK All&Leics 5% £6,000 BirmMidsMSL 5% £25,000 NorthRock 6% £9,000 Abbey * 7% £12,000 * variable rate carries a premium Source: John Charcol: London ——————————————————————————————————5/7—— Halifax house price index >>>> Download and Analyse Share Prices on Your PC See Pages 532 & 533 Savings Money News Tax Your Money
P545 Teletext 545 Apr13 21:12:55         ———— HALIFAX HOUSE PRICE INDEX ———————— MONTH INDEX Mth/Chn Yr/Chn AV.PRICE Mar96 204.6 +0.8%r +1.7% £63,210 Apr96 207.2 +1.2%r +2.7% £64,009 May96 209.3 +0.9% +4.6% £64,679 Jun96 209.2 -0.4% +4.0% £64,653 Jul96 209.9 +0.5% +5.3% £64,870 Aug96 210.0 +0.4% +5.7% £64,878 Sep96 209.4 +0.1% +5.2% £64,692 Oct96 211.8 +1.7% +7.1% £65,427 Nov96 212.7 +0.6% +7.2% £65,733 Dec96 213.7 +1.1% +8.4% £66,071 Jan97 210.1 -0.7% +7.1% £64,918 Feb97 214.3 +0.6%r +6.8% £66,203 Mar97 219.3 +1.0% +7.2% £67,755 ——————————————————————————————————6/7—— House prices update early May Download and Analyse Share Prices on Your PC See Pages 532 & 533 Savings Money News Tax Your Money
P545 Teletext 545 Apr13 21:04:01 ADVERT MORTGAGES >>>> PROTECT YOURSELF AGAINST RISING INTEREST RATES 'jth a Capped Rate Mortgage from the Coventry Building Society GUARANTEED not to rise above 7.90% BEFORE 30.06.2002 but it can fall  CURRENTLY 7.25% 7.5% APR (VARIAB D (MAX 95% LTV) To find out more contact your nearest branch or call:   QUOTE CODE:C4 LINES ARE OPEN Mon-Sun 8am-9pm MUST BE READ IN CONJUNCTHON 'JTH P623 Savings Money News Tax Your Money