P543 Teletext 543 Oct11 21:51:00     —— THE COST OF A CIGARETTE ———————————— The cost of life cover depends on how likely you are to die early, and therefore claim on the policy. Insurers look at the level of risk you take with your life, be it dangerous sports or a perilous career, and assess the chances of a premature death. The general assumption with any life related cover, is that those who smoke are putting themselves at greater risk from smoking-related diseases. ——————————————————————————————————2/6—— Got a problem - why not write to us? Letters to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money Tax Cinjma
P543 Teletext 543 Oct11 21:50:02     —— THE COST OF A CIGARETTE ———————————— Life cover costs more for those who smoke simply because they are a higher risk. Insurers believe you are more likely to die before your natural time. Premier Investment Group says to buy a straight £100,000 worth of life cover for a 10-year period would cost: £30.90 a month for a male smoker £19.40 a month for a non-smoker Smoking is dearer than you thought! ——————————————————————————————————3/6—— Got a problem - why not write to us? Letters to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money Tax Cinema
P543 Teletext 543 Oct11 21:50:01     —— THE COST OF A CIGARETTE ———————————— Premier Investment found the difference in the cost of life cover over 10 years between a smoker and a non-smoker is £1,380 in the non-smoker's favour. A woman smoker will pay £19.10 a month for £100,000 worth of cover over a decade compared to £12.40 for a non- smoker - a £804 difference in total. Women's rates are slightly cheaper overall because they live longer than men and are, by their sex, less risk. ——————————————————————————————————4/6—— Got a problem - why not write to us? Letters to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money Tax Ainbma
P543 Teletext 543 Oct11 21:50:00     —— THE COST OF A CIGARETTE ———————————— Dear Teletext I have recently started working for myself, and so no longer have life cover with my company benefit scheme. I want a policy that will provide for my family should anything happen to me but would like to know, as a smoker, what the extra premium will be. Name & address supplied. ——————————————————————————————————1/6—— Check out latest share pric—s 510 TAKE THE GUESSWORK OUT OF INVESTING WITH LEGAL & GENERAL. SEE PAGE 439 Property Plus Your Money Tax Cinema
P543 Teletext 543 Oct11 21:11:05     —— THE COST OF A CIGARETTE ———————————— "Some companies treat pi0e and cigar smokers as non-smokers," says Premier's Jonathon Fry, bbut if you want to cut down on costs, give up the cigarettes!" Premier's Policy Profile system can provide a list of premiums based on your lifestyle showing the cheapest and the dearest cover available. It also refunds 20% of the commission it earns to those who take out a policy More details: 0800 212 577. ——————————————————————————————————5/6—— Got a problem - why not write to us? Letters to: ADVICE CLINIC PO BOX 297 LONDON, SW6 1XT. Fax: 0171 386 7808. Property Plus Your Money Tax Cinema
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