P544 Teletext 544 Jun19 11:11:00        ——— FIRST TIME BUYERS? ————————————————  Lenders have been forced to  offer loss-leading mortgages  in a bid to attract first  time buyers.   But even this hasn't been  enough to stimulate the market into a full and strong recovery. The Halifax House Price Survey shows prices paid by first time buyers fell by 1.7% in May to give a minus 0.5% rate of annual inflation. ——————————————————————————————————2/6—— Latest first time buyer mortgages 545 PET INSURANCE FOR THE OVER 50s p674 Mortgages Savings Your Money TV Plus
P544 Teletext 340 Jun19 11:13:11        ——— FIRST TIME BUYERS? ————————————————  The Government should introduce  extra tax breaks for first time  btxfrs, believe mortgage lenders  Fixed rates offer low start-up costs and cashbacks offer money-back deals for first time buyers. The range is vast. The National & Provincial is offering 106 different mortgages alone says mortgage broker Ian Darby. ——————————————————————————————————4/6—— Go Green 460 Fun & Games 450 WOMEN GET TOUGH WITH MONEY p542 Mortgages Savings Your Money TV Plus
P544 Teletext 544 Jun19 11:13:10        ———CFIRST TIME BUYERS? ———————————————— There are so many mortgages tailor-made for first time buyers and it can be confusing and costly if you chose the wrong one. So check: preferably through an independent mortgage broker for the best deal or shop around first yourself don't go for the most attractive discount or cashback without checking the terms and conditions how much you can afford to borrow and what deposit is required. ——————————————————————————————————5/6—— Latest first time buyer mortgages 545 DOWNLOAD SHARES ON YOUR PC p532/533 Mortgages Savings Your Money TV Plus
P544 Teletext 544 Jun19 11:01:00        ——— FIRST TIME BUYERS? ————————————————  Traditionally first time buyers are the foundation stone for a housing recovery - but they are a disappearing breed. This is partly down to demographics - baby boomers are beyond the first time brxhng syndrome. Lenders and analysts say they have gone to ground because of negative equity fears and MIRAS cuts. ——————————————————————————————————1/6—— Women flex their financial muscles 542 DOWNLOAD SHARES ON YOUR PC p532/333 Mortgages Savings Your Money TV Plus
P544 Teletext 540 Jun19 11:02:14        ——— FIRST TIME BUYERS? ———————————————— "The whole market revolves around first time buyers and while they are there, they are not at the levels they used to be," says mortgage broker Ian Darby. "Talks of interest rate rises, MIRAS cuts, planned benefit cuts in October  and fob insecurity is holding  them back," he adds.   Without them the market is   paralysed leading lenders to   call for Government action. ——————————————————————————————————3/6—— Money news 541 Leisure & home 480 DOWNLOAD SHARES ON YOUR PC p532/333 Mortgages Savings Your Money TV Plus
P544 Teletext 544 Jun19 11:04:05        ——— FIRST TIME BUYERS? ———————————————— Some offers can lock you into staying with a lender for years, with expensive penalties should you change. So check: if the offer ties you into buxjng insurance from that lender the variable rate on discounts - some lenders have consistently higher variable rates than others new developments where builders can offer very good move-in deals what costs are once the offer ends. ——————————————————————————————————6/6—— Home & Leisure 480 What's on 630 CITY NEWS AND FT-SE INDEX p500 Mortgages Savings Your Money TV Plus