P561 ORACLE 561 Mon12 Oct C4 1740:02 #       Lloyds Bank has become the first bank to offer credit cards from both the Visa and Access credit card c—ants. But it d—nHed stories that it was about to issqe a debit card under the Visa logo like the Connect card from Barclays Bank. @t 3aid the possibility of a debit card was 'pure spdculationg. The Bank of Scotland is offering 100% mortgages of up to £40,000 for first time "—xdrs with no arrangement fee on either rdpayment, endowment or the tax- efficient pension method. The homeloan 0ackage also offers a budget account free of charges and free buildings insurance - both for a xdar. more > Index....560 Mortgage Rates...562 Mortgages Interest Rates Feature City
P561 ORACLE 561 Mon12 Oct C4 1730:11  2/6 #      Lloyds Bank has become the first bank to offer credit cards from both the Visa and Access credit card giants. But it dcohed stories that it was about to issue a debit card under the Visa logo like the Connect card from Barclays Bank. It said the possibility of a debit card was 'pure speculation'. The Bank of Scotland is offering 100% mortgages of up to £40,000 for first time buyers with no arrangement fee on either repayment, endowment or the tax- efficient pension method. The homeloan pac£age also offers a budget account free of charges and free "phldings insurance - both for a year. more > Index....560 Mortgage Rates...562 Mortgages Interest Rates Feature City
P561 ORACLE 561 Mon12 Oct C4 1750:43  3/6 #      Motorists using 23 BP petrol stations around London can now pay for goods using the Link card available from some building societies and banks. The cash card can be doubled as a debit card at the stations by putting it into a machine and tapping out the personal identity number. Providing there's enough in your account, the cash is taken directly from it. The TSB says 99% of its shareholders have now paid the second instalment on their privatisation shares. The remaining 20,000 holders risk having their shares seized unless they pay up by October 23. more follows > Your Money Index 560 Mortgages 562 Mortgages Interest Rates Feature City
P561 ORACLE 561 Mon12 Oct C4 1741:14  4/6       The Cheltenham & Gloucester Building Society is offering low cost dealing and shares consolidation for the sale of new issue BP shares. The society will charge 1.5% commisshon with a minimum of £15 - but it will consolidate the shares of up to five family members free, charging only the one coelhssion. The society is offering a full share application and selling service for the new BP shares at all its 177 branches in a link with stockbrocdps BZW. Full details available from any of the society's branches. more follows > Index....560 Mortgage Rates...562 Mortgages Interest Rates Feature City
P561 ORACLE 561 Mon12 Oct C4 1751:14  5/6 #      Barclays Bank is to offer all-day banking at 200 of its branches from December 1. Instead of closing at 3.30pm, they will stay open until 5pm - though offering only a Saturday-style service during the extra hours. It's the second of the Big Four banks to lengthen hours. Among smaller banks, the Co-op has offered full all-day banking for some years. The Bristol & West Building Society has added two more estate agency offices to its newly formed agency arm. The two offices are in the Exmoor area. more follows > Index....560 Mortgage Rates...562 Mortgages Interest Rates Feature City
P561 ORACLE 561 Mon12 Oct C4 1752:15  6/6 #      The Halifax Building Society has said that there are no links between ret—hl prices and house prices, as has been suggested recently. It says its research shows the link is with earnings - the higher the earnings, the more house prices rise. The Premium Bond jackpot winners are: £100,000 29TP 405056 (Liverpool) £50,000 D5 582438 (South Glamorgan) £25,000 755 417886 (Plymouth) more follows > Index....560 Mortgage Rates...562 FINANCIALADVERTISERS DON'T MISS 577 Mortgages Interest Rates Feature City
P561 ORACLE 561 Mon12 Oct C4 1753:14 DIRECT PERSONAL SERVICE                                 Albert E Sharp & Co. Members of The Stock Exchange              For dealing or service information
P561 ORACLE 561 Mon12 Oct C4 1723:12  1/6 #      Carol Oliver's weekly news round-up: Royal Life failed to meet its £300m target in its much criticiqfd privatisation-style launch of its three new unit trusts. It took in £240m plus £35m from a small pilot scheme on the launch, making a total of £275m. The campaign, called 'The Royal Event', which flooded the press and our letter-boxes, cost almost £6m. Royal life stands by its campaign, saying it was cost-effective. more follows > Index....560 Mortgage Rates...562 I'M MANDY,FLY ME! ... FLIGHTS 588/9 Mortgages Interest Rates Feature City
P561 ORACLE 561 Mon12 Oct C4 1731:15       Motorists using 23 BP petrol stations around London can now pay for goods using the Link card available from somb building societies and banks. The cash card can be doubled as a debit card at the stations by putting it into a machine and tapping out the personal identity numbes. Providing there's enough in your account, the cash is taken directly from it. The TSB says 99% of its shareholders have now paid the second instalment on their privatisation shares. The rem—hning 20,000 holders risk having their  by October 23. more follows > Your Money Index 560 Mortgages 562 Mortgages Intfrest Rares Feature City